Terms and conditions apply. Subject to status.
We also offer 
Pay in 3
With PayPal Credit, large purchases become much more manageable. If you spend over £99, you can choose to spread the cost.
23.9% APR (variable)
23.9% p.a (variable)
£1,200
| Term | Representative APR | Payments per month | Total payable |
|---|---|---|---|
| 36 months (over £499) | 14.9% APR | £17.09 | £614.93 |
| 24 months (over £199) | 14.9% APR | £24.00 | £575.98 |
| 12 months (over £99) | 14.9% APR | £44.89 | £538.64 |
| 6 months (over £99) | 14.9% APR | £86.77 | £520.57 |
| 4 months (over £99) | 0% APR | min monthly payment | £500 |
Any remaining balance due after the promotional period or any transactions under £99 will be charged interest at the standard variable rate. In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit. Credit subject to status. Terms and conditions apply. UK residents only. PayPal Credit and PayPal Pay in 3 are trading names of PayPal UK Ltd, Whittaker House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH. Buy It Direct Ltd acts as a broker and offers credit from PayPal Credit.
Buy It Direct are registered with the Financial Conduct Authority as a credit broker, the FCA registration reference is 717700. For more information please visit https://www.fca.org.uk/.
For more information on PayPal Credit, please visit PayPal's FAQs page here.
Add any product over £99 to your basket
Select Paypal Credit at checkout
Complete the application via PayPal and get an instant decision.
Available for purchases of £30 to £2000. No sign-up fees or late fees.
Choose PayPal at checkout to pay later with Pay in 3.
Apply for Pay in 3 and get a decision instantly
Make 1st payment (Remaining payments are taken automatically)
PayPal Pay in 3: PayPal Pay in 3 is not regulated by the Financial Conduct Authority. Pay in 3 eligibility is subject to status and approval. UK residents only. Pay in 3 is a form of credit, may not be suitable for everyone and use may affect your credit score. See product terms for more details.
For more information on PayPal Pay in 3, please visit PayPal's FAQs page here.
PayPal Credit Representative Example: Assumed credit limit £1,200, Representative 23.9% APR (variable) Purchase rate 23.9% p.a (variable).
Furniture123 are part of the Buy It Direct Group; Reg. No. 04171412.
Your use of our website and its contents does not grant you any rights related to our intellectual property, including trademarks or the right to use designs, logos, graphics, photographs, animations, videos, and text, or the intellectual property of third parties displayed on our website. You are strictly prohibited from copying, reproducing, republishing, downloading, posting, broadcasting, recording, transmitting, commercially exploiting, editing, communicating to the public, or distributing the content or materials on the website, except for personal use. Any use beyond these permissions requires our prior express authorisation.
Buy It Direct Ltd is a limited company registered in England. Registered number 04171412. Registered office: Trident Business Park, Leeds Road, Huddersfield, West Yorkshire, HD2 1UA.
