Spread the cost | Instant approval | Easy management | Invest in better quality
Terms and conditions apply. Subject to status.
We also offer
Pay in 3
With PayPal Credit, large purchases become much more manageable. If you spend over £99, you can choose to spread the cost.
23.9% APR (variable)
23.9% p.a (variable)
£1,200
| Term | Representative APR | Payments per month | Total payable | |
|---|---|---|---|---|
| 36 months (over £499) | 14.9% APR | £17.09 | Total Payable | £614.93 |
| 24 months (over £199) | 14.9% APR | £24.00 | Total Payable | £575.98 |
| 12 months (over £99) | 14.9% APR | £44.89 | Total Payable | £538.64 |
| 6 months (over £99) | 14.9% APR | £86.77 | Total Payable | £520.57 |
| 4 months (over £99) | 0% APR | min monthly payment | Total Payable | £500 |
Any remaining balance due after the promotional period or any transactions under £99 will be charged interest at the standard variable rate. In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit. Credit subject to status. Terms and conditions apply. UK residents only. PayPal Credit and PayPal Pay in 3 are trading names of PayPal UK Ltd, 5 Fleet Place, London, United Kingdom, EC4M 7RD. Buy It Direct Ltd acts as a broker and offers credit from PayPal Credit.
Buy It Direct are registered with the Financial Conduct Authority as a credit broker, the FCA registration reference is 717700. For more information please visit https://www.fca.org.uk/.
For more information on PayPal Credit, please visit PayPal's FAQs page here.
Add any product over £99 to your basket
Select Paypal Credit at checkout
Complete the application via PayPal and get an instant decision.
Available for purchases of £30 to £2000. No sign-up fees or late fees.
Choose PayPal at checkout to pay later with Pay in 3.
Apply for Pay in 3 and get a decision instantly
Make 1st payment (Remaining payments are taken automatically)
PayPal Pay in 3: PayPal Pay in 3 is not regulated by the Financial Conduct Authority. Pay in 3 eligibility is subject to status and approval. UK residents only. Pay in 3 is a form of credit, may not be suitable for everyone and use may affect your credit score. See product terms for more details.
For more information on PayPal Pay in 3, please visit PayPal's FAQs page here.
PayPal Credit is like a credit card, without the plastic. It's a credit limit that's attached to your PayPal account which you can use for your online purchases.
Return your appliance to us and once the return is accepted, you’ll be refunded directly to your PayPal Credit account.
Yes, but if you don't have a PayPal account, you can easily create one. When you sign up PayPal Credit, you’ll be asked to either sign into your PayPal account, or sign up for one. Signing up for a PayPal account is free and easy; all you need to do is provide your email address, create a password and accept our User Agreement.
If you already have PayPal Credit, you can take advantage of our offers without having to reapply as long as you have enough available credit limit. Just select one of the available instalment offers and check out with PayPal Credit.
Log in to your PayPal account to manage payments or check your balance.
For more information on PayPal, please visit PayPal's FAQs page here.
Shop now. Pay it in 4 interest-free instalments over 6 weeks
Add your items to basket
Select ClearPay at Checkout
Log in or create your ClearPay account
Your purchase will be split into 4 payments
Clearpay lends you a fixed amount of credit so you can pay for your purchase over 4 instalments, due every 2 weeks. Ensure you can make repayments on time. You must be 18+ and a permanent UK resident (excl Channel Islands). Clearpay charges a £6 late fee for each late instalment and a further £6 if it's still unpaid 7 days later. Late fees are capped at £6 for orders under £24, and the lower of £24 or 25% of the order value for orders over £24. Missed payments may affect your ability to use Clearpay in the future and your details may be passed onto a debt collection agency working on Clearpay's behalf. Clearpay is credit that is not regulated by the Financial Conduct Authority. T&Cs and other eligibility criteria apply at clearpay.co.uk/terms
Clearpay is a "buy now, pay later" service that allows customers to split purchases into four interest-free installments, paid every two weeks, with the first payment due immediately
If you cancel or return an order paid with Clearpay, any future payments will be cancelled, and any payments already made will be refunded to the card used for payment
Yes, for in-store shopping with Clearpay, you need to create an account, download the app, and add the Clearpay Card to your digital wallet. For online shopping, you don't need to register before your first purchase, but you'll need to create an account after your first order is approved
No, if you already have a Clearpay account, you do not need to reapply to use it again. You can simply log in and continue using the service
To manage your Clearpay account, you can access it through the Clearpay website or the app, where you can manage your payment methods, track orders, and make payments
PayPal Credit Representative Example: Assumed credit limit £1,200, Representative 23.9% APR (variable) Purchase rate 23.9% p.a (variable).
Furniture123 are part of the Buy It Direct Group; Reg. No. 04171412.
Your use of our website and its contents does not grant you any rights related to our intellectual property, including trademarks or the right to use designs, logos, graphics, photographs, animations, videos, and text, or the intellectual property of third parties displayed on our website. You are strictly prohibited from copying, reproducing, republishing, downloading, posting, broadcasting, recording, transmitting, commercially exploiting, editing, communicating to the public, or distributing the content or materials on the website, except for personal use. Any use beyond these permissions requires our prior express authorisation.
Buy It Direct Ltd is a limited company registered in England. Registered number 04171412. Registered office: Trident Business Park, Leeds Road, Huddersfield, West Yorkshire, HD2 1UA.
