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None of the customers who have shopped at Furniture123 have reported fraudulent use of a credit or debit card as a result of purchases made with us. The reason shopping with us is so safe is that our secure server software encrypts your credit or debit card number and converts it into bits of code that are then securely transmitted over the Internet. We are so confident about the transaction security we offer on our site that we back every purchase with a security guarantee.

In the extremely unlikely event of unauthorised use of your credit or debit card, most banks and card issuers either cover all the charges that result from unauthorised use of your credit or debit card, or may limit your liability to just £50. If your bank or card issuer does hold you liable for any of the £50, Furniture123 will cover the entire liability to you, up to the full £50. Furniture123 will cover this liability only if the unauthorised use of your credit or debit card resulted through no fault of your own from purchases made at Furniture123 while using the secure server.